![]() In addition, some purchases can be eligible for deferred interest, while other cards can help finance elective health-related procedures. For example, you can choose from a selection of medical-related cards for medical purchases. In addition to retail credit cards, Comenity provides consumers with specialty credit cards of other types. Then, research the benefits you get from each one.Ĭomenity Bank offers over 130 retail store-branded credit cards, including: So, it’s good to know all of your options upfront. You’ll need to apply separately for each specific credit card you want. Comenity Bank Retail Store Credit Cardsįrom mall shops to online stores and many others in between, Comenity credit cards run the gamut when it comes to variety. Keep reading to learn about Comenity Bank credit cards and which may be best for you. Plus, whether you should open up one or more new credit cards depends on your financial situation. However, some Comenity credit cards are better than others, particularly regarding the quality of their rewards program. You can also benefit from store-specific perks with a retail card regardless of your credit score. This can be very attractive if you’re attempting to build credit. Some of these credit cards allow people with bad credit to gain access to new credit without a hard pull on their credit report by using the “ shopping cart trick.” Furthermore, Comenity Bank’s credit cards are generally easy to get approved for even with a lower-than-average credit score. So, what sets Comenity and its store credit cards apart from the competition? In fact, Comenity Bank, founded in 1989, boasts over 50 million card members through its various credit card programs. What is Comenity Bank?Ĭomenity Bank is a major credit card issuer that offers credit cards through national retail chains to consumers around the country. With Bread Savings, you can take advantage of competitive market rates through high-yield savings accounts and certificates of deposit. Additionally, Comenity Direct is now Bread Savings. Otherwise, not so much.UPDATE: As of March 2022, Comenity Bank has undergone a rebranding and is now known as Bread Financial. The Bottom Line: If you spend lots of money at Victoria’s Secret, the Victoria’s Secret credit card is probably a pretty good card to have. The Shopping Cart Trick Factor: Since this is a Comenity retail card, you should be able to take advantage of the shopping cart trick to get it without a hard pull. It looks like there are other triple point promotions as well, and the fine print on that one says, “Triple points offer cannot be combined with additional bonus reward point promotions.”Īnnual Gifts: Certain retail cards give you a bonus every year on your birthday. ![]() Does that get multiplied with the triple points bonus and bring the rewards to 24/36%? And does Victoria’s secret sell prepaid Visa gift cards? I don’t know, though I’m pretty sure the answer to the second question is “No.” AND you also get double points on all bra purchases. That works out to a rate of 4% or 6% in the highest tier.īut wait, there’s more: during your cardmember anniversary month, you get triple points! So that boosts this card to 12%/18%. For the Angel Forever card ($1,000 spent) you get $15 for every $250 spent. For both the Angel Card and the Angel VIP card (which you get by reaching $500 in spend), you get $10 for every $250 spent. Rewards: The Victoria’s Secret credit card offers different tiers based on your spending on it. $15 is less than the $500 rewards that major credit card issuers frequently offer for their products, so the pink credit card is not a winner on this count. Sign-up bonus: The Victoria’s Secret credit card gives you $15 off your next purchase. And by “a lot of readers” I mean “ Elaine in the comments last week.” So here you go, Elaine! Let’s take a look at the features, and please keep in mind that this is a store card valid only at Victoria’s Secret, not a Visa/MasterCard/Amex. Believe it or not, a lot of readers have asked me to write up the Victoria’s Secret credit card.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |